Project Overview

Duration: 12 Weeks

Role : UX Researcher / UI Designer

School Project

CIBC is a major Canadian bank offering a comprehensive range of financial services, including personal and business banking, wealth management, and investment services. It serves clients through both online platforms and physical branches.

We propose a new feature called "Happy Money" for the existing CIBC app. This feature would help users manage their mood spending—how their emotions influence their spending habits—by providing tools and insights to encourage more mindful and informed financial decisions.

Mood Spending
Shopping driven by emotions instead of actual needs. Whether you're feeling stressed, happy, or bored, these feelings can lead you to make impulsive purchases that your wallet might not be happy about.

What the problem is

Mood Spending is about how people's emotions influence their spending habits. It can lead to impulse purchases, overspending, and financial stress. Thus we decided to find a solution to solve this issue.

Our solution is

However, a mood spending feature takes it a step further. Unlike traditional budgeting apps that focus on spending after it happens, this feature helps prevent impulsive purchases by offering guidance and intervention before the transaction even occurs.

What the problem is

Mood Spending is about how people's emotions influence their spending habits. It can lead to impulse purchases, overspending, and financial stress. Thus we decided to find a solution to solve this issue.

Our solution is

However, a mood spending feature takes it a step further. Unlike traditional budgeting apps that focus on spending after it happens, this feature helps prevent impulsive purchases by offering guidance and intervention before the transaction even occurs.

The Last Piece Falls into Place 🧩

After countless iterations, we’ve perfected the user flow. And here it is.

Start your journey with Mood Spending

We’ll guide you through how your emotions can influence your spending habits.

Log Your Feelings with a Simple Tap

You’ll receive a friendly notification asking about your mood. Simply tap an emoji to log how you’re feeling—quick, easy, and insightful!

Classify Spending in Just a Few Taps

After shopping, the app will remind you to check what you bought. Was it planned or an impulse buy? Easily classify your spending with just a few taps.

Stay Mindful of Emotional Spending

If you’re near Walmart or Costco and feeling low, we’ll send you a reminder to watch out for emotional spending.

Monthly Spending Analysis

Get a personalized report on how your moods affected your spending and receive tips for smarter saving.

Track Your Progress

Use our interactive dashboard to see how your emotions impact your spending and take control of your financial health.

Wrapping it up… Here's the final UI

Let's create
something
extraordinary
together.

Let's create something extraordinary together.

Let's create
something
extraordinary
together.

Mohammed Fazil

Mohammed Fazil

Contact me

+91 8129933568

Available for freelance

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Available for freelance

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Available for freelance

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